KEY HIGHLIGHTS
- January 2026 payouts include Assurance Package Cash, CDC Vouchers, and U-Save rebates.
- Cash support is tiered by income and home Annual Value, with funds credited in early January.
- Singaporeans should check eligibility and link PayNow-NRIC to receive payouts faster.
The January 2026 government payouts form a key part of Singapore’s ongoing cost-of-living support, delivered through the Assurance Package and the permanent GST Voucher scheme.
These payouts are designed to provide early-year financial relief, especially as households adjust to higher everyday expenses.
January 2026 Payout Overview
| Component | Estimated Timing | How It Is Paid |
|---|---|---|
| Assurance Package (AP) Cash | Early January 2026 | PayNow-NRIC / Bank Credit |
| CDC Vouchers 2026 | January 2026 | Digital Vouchers |
| U-Save Rebates | January 2026 | Credited to Utilities Account |
| S&CC Rebates | January 2026 | Offset Monthly Charges |
What Is the GST Voucher and Assurance Package?
The GST Voucher scheme is a permanent support measure that helps lower- and middle-income Singaporeans offset Goods and Services Tax expenses.
The Assurance Package, introduced earlier and enhanced in subsequent Budgets, provides additional temporary support to cushion the impact of the GST increase to 9%. January payouts mainly fall under the Assurance Package Cash component, rather than the August GST Voucher cash payout.
Key Payout Components in January 2026
Assurance Package (AP) Cash
This is a cash payout for eligible Singapore Citizens aged 21 and above. Amounts are tiered based on:
- Assessable Income (AI)
- Annual Value (AV) of your home
- Property ownership
Lower-income individuals typically receive the highest support, while higher-income earners still receive a base payout.
CDC Vouchers 2026
A new tranche of CDC Vouchers is usually issued in January. These are split between:
- Heartland merchants and hawkers
- Participating supermarkets
They help reduce grocery and daily essentials costs while supporting local businesses.
U-Save and S&CC Rebates
HDB households receive U-Save rebates quarterly, with January being one of the payout months. These rebates directly offset electricity, water, and gas bills.
Service and Conservancy Charges (S&CC) rebates further reduce monthly town council charges.
Eligibility Criteria for January 2026 Payouts
To qualify, you generally must meet the following conditions:
- Singapore Citizen, residing in Singapore
- Aged 21 or above in 2026 (for cash components)
- Assessable Income of S$100,000 or below
- Own no more than one property
- Home Annual Value within qualifying thresholds
Annual Value limits are reviewed periodically to reflect market conditions.
How Annual Value (AV) Is Determined
Annual Value refers to the estimated annual rent your home could fetch, excluding furnishings and maintenance. It is reviewed yearly and used to assess household wealth fairly.
Even owner-occupied homes are assigned an AV for this purpose.
How to Check Your January 2026 Payout Status
- Visit the official government benefits portal
- Log in with Singpass
- Select View My Payouts
- Confirm your bank details
Tip: Link your NRIC to PayNow to receive payouts earlier than standard bank transfers.
Why This Matters
Early-year payouts provide liquidity when expenses such as utilities, transport, and groceries typically rise after year-end spending.
By combining cash, vouchers, and rebates, the system ensures GST support remains progressive, with lower-income households receiving more assistance relative to what they pay in GST.
Using Your Payouts Wisely
Strengthen Your Emergency Buffer
Direct cash payouts can help top up short-term savings to cover unexpected expenses.
Reduce Essential Spending
Use CDC Vouchers for groceries to free up cash for other priorities.
Manage Utility Costs
U-Save rebates directly reduce household bills without any action required.
Invest in Skills
Savings from these subsidies can be channelled into professional training or certification programmes.
Frequently Asked Questions
When will the January 2026 payouts be credited?
Most payments are made within the first two weeks of January, earlier for PayNow-NRIC users.
Do I need to apply again for GST Voucher payouts?
No application is required if you have received past payouts. Eligibility is assessed automatically.
Are CDC Vouchers convertible to cash?
No. They must be spent digitally at participating merchants.
Why did someone else receive a higher amount?
Payouts vary based on income, property Annual Value, and ownership status.
Are these payouts taxable?
No. All GST Voucher and Assurance Package payouts are tax-exempt.
Sources
- Ministry of Finance (MOF): https://www.mof.gov.sg
- GST Voucher Official Portal: https://www.gstvoucher.gov.sg
